What can you do when a chronic disease impacts your earnings?
It can be difficult to maintain your income when you have a chronic disease or condition that causes financial hardships. I want to share with you today what can you do when a chronic disease impacts your earnings.
Let’s get right to it!
- Why a chronic disease impacts your earnings and what can you do about it?
- What is a chronic condition?
Why a chronic disease impacts your earnings and what can you do about it?
To answer this question, we must first understand what a chronic condition is and how can it affect your ability to work. After that, I am going to share with you what can you do to resolve this problem.
So, let’s answer, one by one:
- What is a chronic condition?
- Why a chronic disease impacts your earnings?
- What can you do if an illness affects your income?
What is a chronic condition?
A chronic condition is a health problem that is persistent or long-lasting. Chronic conditions develop over time, and they can be managed but not cured.
Commonly known chronic conditions include:
- Heart disease
- High blood pressure
- High cholesterol
- Kidney disease
- Anxiety and depression
However, there are also less known, yet very common chronic conditions such as:
- Chronic Fatigue Syndrome
As it happens, my wife suffers from all of the three above. To give you a quick insight into what they are, it will allow you to better understand why a chronic disease impacts your earnings.
If you want more in-depth information about how to support your partner with her chronic conditions and how to cope with the new normal in your relationship, I wrote a “Supporting a Chronically Ill Partner” e-Book.
You can get the 1st Chapter of the e-Book for FREE, and if you like it, you’ll get a Whopping 33% Discount on the Whole Book, plus discounts on other helpful tools. You have nothing to lose but a lot to gain!
The first chapter alone contains a lot of information for both of you about acknowledging the struggles, including:
- A word to your partner.
- A word to you.
- Stepping on eggshells.
- Understanding her needs.
- How to acknowledge having a chronically ill partner?
- Acknowledging can be hard.
- 15 tips on how to do it!
Get the 1st Chapter FREE!
Chronic Illness for Partners
Endometriosis is a condition in which tissue similar to the one that lines the inside of your uterus grows outside of it. This can cause pain, heavy periods, and infertility.
This chronic illness affects your income in several ways.
- Firstly, because of the pain, it can be difficult to work.
- Secondly, the heavy periods can make it difficult to maintain a job, especially if you have an occupation that requires you to be on your feet or lifting heavy objects.
- Thirdly, infertility can make it difficult to advance in your career if you are trying to have children.
Fibromyalgia is a condition that causes widespread pain and fatigue. It can also cause sleep problems, memory problems, and mood swings.
Fibromyalgia is not an illness, it’s a chronic disorder. It means that fibromyalgia has real symptoms but they cannot be proven by conventional medicine. This makes it harder for the ill person to be believed.
That is why this chronic condition causes financial strain. As you can imagine, it can be difficult to work when you are in pain and exhausted all the time, but your boss doesn’t believe you.
Chronic Fatigue Syndrome.
Chronic Fatigue Syndrome is a condition that causes severe fatigue that doesn’t improve with rest. People with CFS may also have other symptoms such as muscle pain, headaches, and trouble concentrating.
So CFS affects your earnings in many ways:
- The fatigue makes it difficult to work.
- The other symptoms can make it difficult to concentrate and be productive at work.
- The fatigue can make it difficult to get to work on time or even take days off.
These are just some examples of chronic conditions that can impact your ability to work and earn an income. If you suffer from any of these conditions, you may find it difficult to maintain your current earnings or even find employment.
Why a chronic disease impacts your earnings?
As you have already learned, a chronic disease is a long-term illness that requires ongoing medical treatment and limits your ability to participate in daily activities. Endometriosis is one of them.
But there are also disorders, such as fibromyalgia, which cannot be medically proven, which makes believing in its existence really hard.
Syndromes, like CFS, are characterized by a set of symptoms that make it difficult to function on a day-to-day basis. The fatigue and difficulty sleeping caused by this condition makes it complicated to work.
Moreover, all of the above chronic conditions have other symptoms like muscle pain, headaches, and trouble concentrating, making it even harder to be productive at your job.
You cannot earn money being absent or feeling unwell. So the next step would be to understand what can you do if an illness affects your income…
What can you do if an illness affects your income?
There are a few things you can do if an illness affects your income:
1) Apply for disability benefits: If you are unable to work due to a chronic condition, you may be eligible for disability benefits. These benefits can provide you with financial assistance to help cover your living expenses.
2) Look into government assistance programs: If you are struggling to make ends meet due to a chronic condition, there may be government assistance programs available to help you.
Programs such as Medicaid and SNAP (formerly known as food stamps) can help you afford basic necessities like food and healthcare.
3) Seek out charitable organizations: There are many charitable organizations that provide financial assistance to people with chronic conditions.
Organizations such as the National Institutes of Health and the American Cancer Society offer financial assistance programs for those in need.
4) Negotiate with your creditors: If you are having trouble making your monthly payments due to a chronic condition, you may be able to negotiate with your creditors. Many creditors are willing to work with people who have a legitimate hardship.
5) File for bankruptcy: If you are unable to pay your debts due to a chronic condition, you may be able to file for bankruptcy. This will discharge your debt and give you a fresh start financially.
If you are struggling to make ends meet due to a chronic condition, there is help available. There are many resources that can assist you in covering your living expenses and getting the treatment you need.
Don’t hesitate to seek out help if you need it.
More tips for when a disease impacts your earnings.
Many people with illnesses such as cancer, diabetes, and heart disease struggle to keep up with their bills and expenses. If you’re facing this situation, there are some things you can do to ease the burden.
First, make sure you’re getting all the government benefits you’re entitled to. There may be programs available that can help with medical costs, housing, and other essential expenses.
You can also look into private assistance programs offered by charities and other organizations.
Second, take steps to reduce your living expenses. If you can downsize your home or get rid of unnecessary luxuries, it can free up more money to cover your essential needs.
Third, talk to your creditors about your situation. Many are willing to work with people who have chronic illnesses. They may be able to arrange more manageable payment plans.
Fourth, consider ways to boost your income. If you’re unable to work full-time, there may be part-time or freelance opportunities that can help you make ends meet.
I’m actually going to give you my best tip on what you can do when a chronic disease impacts your earnings.
No one should have to suffer financially because of chronic disease. By taking advantage of available resources and making some adjustments, you can ease the financial burden and focus on getting better.
But now, let’s get to the nitty-gritty of my top tip…
The best thing you can do if a chronic condition causes financial hardships.
Finally, it is time to get to the nitty-gritty. Here’s my top tip for when a chronic illness affects your income.
Let’s be honest here, a traditional job means that you trade your time for money. If you can’t work, you don’t get paid. And if you can only work part-time or on a reduced schedule, your earnings will be reduced as well.
The best way to overcome this is to start generating income in other ways.
There are many ways to do this, but some of the popular include starting a side hustle in a form of an online shop, copywriting and freelancing, or investing in real estate.
None of the above are real passive income streams. They aren’t passive because you have to work all the time on it.
So what can you do?
There is only one thing you can do – start a blog.
By starting a blogging career, not only you diversify your income sources, you’ll be better protected against financial hardships caused by chronic disease.
You can work from home, or anywhere in the world if you have Internet access, you can work less, with your own schedule, and you can actually make WAY more money than from a traditional 9-5 job.
Intrigued? Let’s do it!
Start a blog.
I see your eyebrows rising, many questions come to mind. I get it. But it’s not as complicated as you think.
To help you with starting your own blog from scratch, I’m going to help you answer the following questions:
- What is a blog?
- How to start a blog?
- How to make money from your blog?
What is a blog?
It’s NOT a dairy. In the past, blogging was simply defined as an online journal or diary where people would write about their day-to-day lives.
Nowadays, a blog is more like an informative website where you share your ideas, thoughts, and knowledge on a certain topic with your audience. But you can also make a blogging career by starting a blogging business.
A blog can be about literally anything – from personal finance to knitting or even cooking. There are no limits on what you can write about on your blog.
How to start a blog?
Again, it’s not as complicated as you might think. You don’t need to be a tech geek or have any coding skills whatsoever.
There are two ways you can start a blog: by using a free platform or by self-hosting your own site.
The free platform option is the easiest way to start a blog. The only downside is that you won’t own your content and you’ll have limited features and customization options.
If you’re serious about starting a blogging career, then I recommend self-hosting your own site. It’s a little bit more work upfront, but it’s worth it in the long run.
To self-host your own site, you’ll need to purchase a domain name (this will be your website address) and hosting (this is where your website lives on the internet). Once you have these two things, you can install WordPress (this is the software that powers your website) and start designing your site.
If all of this sounds like too much work, don’t worry. I have a step-by-step tutorial that will walk you through the entire process.
How to make money from your blog?
To make money blogging, you need to first grow your audience. Once you have a sizeable audience, there are many ways you can monetize your blog and start generating income.
Some of the popular ways to make money from your blog include affiliate marketing, selling digital products, selling physical products, and running sponsored posts.
There is no right or wrong way to monetize your blog. The best way to figure out what works for you is to experiment until you find a method that resonates with your audience and brings in the revenue you’re looking for.
A final word on what can you do when a chronic disease impacts your earnings.
To wrap things up, if a disease impacts your earnings, the best thing you can do is start a blog.
Blogging will allow you to work from home, or anywhere in the world, with your own schedule, and you can actually make WAY more money than from a traditional 9-5 job, but it will also allow you to have more time to better take care of yourself.
And that matters! Working a traditional job, you have no time for self-care. Taking care of your health should be your number one priority!
So what are you waiting for?
Start a blog today!
Hi, I’m Lucjan! The reason why I decided to create this blog was my beautiful wife, who experienced a lot of pain in life, but also the lack of information about endometriosis and fibromyalgia for men…